Facebook Pay, also known as Meta Pay, is a payment method Facebook has come out with in the hopes that they can make their users’ checkout process as smooth as possible.
While the payment method works well with Visa and Mastercard, does Chime work with Facebook Pay?
Chime’s debit and credit cards work with Facebook Pay. Chime partnered with Visa, so Facebook treats them as they would treat any other debit or credit card from the financial service company.
Facebook Pay is a new way to pay Facebook, Instagram, and Messenger users right from the app.
When you were conducting transactions on these sites before, you’d have to leave them to complete your transaction. Facebook wants to change that with Facebook Pay.
Now you can start and finish your transaction from the same app.
Once you add your payment method to Facebook Pay, you can use it at checkout automatically, saving you time from getting your wallet and entering your credit card information for every purchase.
That’s where Chime comes in.
If you have Chime’s debit card, or their credit builder credit card, you can use them as your methods of payment on Facebook Pay.
Once you enter them into Facebook, you’ll never have to do it again! You can remove them from the app at any time.
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How to Use Chime with Facebook Pay
Using Chime with Facebook Pay is easy, you can add your Chime card the same way you would add any other debit or credit card. Here’s a step-by-step process on how to add your Chime card, debit or credit, to Facebook Pay from the Facebook app:
- Open the Facebook app: To add a Chime card to Facebook Pay, you must first open the Facebook app. You’ll add your Chime card numbers to Facebook directly.
- Click Menu: On the bottom of the Facebook app is a list of different tabs. Click on the Menu tab, it’s the last tab of the six at the bottom of the app.
- Click Settings: In the upper right hand corner of the Menu screen is a button that will take you to the settings portion of Facebook, where you can add your Chime card. Click the settings.
- Click Payments: There is an Account section within the settings portion of Facebook where you can update your personal and account information, password and security, and payment methods. Click Payments to see your current payment methods and add new ones.
- Click Orders and Payments: There are two options you can click on from the Payments tab: Orders and payments and Ad payments. Facebook ads are very popular, they’re a great way to advertise an event or product and you can control your ad payment method from the Ad payments screen. To add your Chime card, or any other debit or credit card, click Orders and payments.
- Click Payment Methods: The Orders and payments screen will show you any transactions you’ve made on Instagram, according to the home screen. It should show Facebook and Messenger transactions as well. To add a new payment method, click the aptly named Payment methods button.
- Click Add Payment Method: If you have a payment method already, you’ll see it on this screen. You can edit it or delete it altogether. You can also add a new payment method from this screen by clicking the Add Payment Method button.
- Click Credit or Debit Card: Facebook will give you three options when you want to add a new payment method: debit and credit cards, Paypal, or Shop Pay. Facebook will be treating your Chime card like any other credit or debit card, so click that button.
- Type in Your Chime Card Information: Finally, Facebook will give you a screen where you can enter your card information. You’ll need your Chime card so you can input its number, expiration date, and security code. Facebook will also ask for the billing address connected to the card.
- Use Chime with Facebook Pay: Once you’ve input your Chime card information into Facebook Pay, you can use it anytime you conduct a transaction across any of Meta’s apps. That’s Facebook, Instagram, and Messenger.
Facebook Pay and Chime are free services to use. You won’t be charged anything while using them together as well.
How Long Does It Take to Receive Money Through Facebook Pay?
Chime users are used to instant transfers whenever they receive money from another Chime user. Facebook Pay doesn’t work as quickly.
In fact, Facebook lets their users know that it will take 3-5 business days before their payment provider may receive your payment.
Facebook does this to help keep your account secure.
If you’ve ever used Facebook to buy or sell something, you know there are a lot of scammers on there trying to get you to send them money or asking you for money instead.
Facebook reviews most transactions within 24 hours but still takes the remaining business days to ensure the legitimacy of the transaction.
Once they’ve made sure that everything looks good, they’ll send the money straight to your linked account.
If someone has sent you money and you still haven’t seen it after five business days, Facebook recommends reaching out to your financial institution to see if there has been any hold up on their end.
If there hasn’t, Facebook recommends contacting Paypal.
What Cards Does Facebook Pay Have?
Facebook Pay accepts a wide variety of cards and payment methods.
If you want to add a credit card to Facebook Pay, they accept any from Visa, Mastercard, Discover, American Express, and JCB.
If you’re a debit card user, you can add your card to Facebook Pay if it comes from Visa, Mastercard, or American Express.
Paypal users can add their entire account to Facebook Pay, not needing a debit or credit card at all.
You can link your Paypal account to Facebook Pay using your email or phone number all from the Facebook app.
If you have a Shopify account, you can link your Shop Pay directly to Facebook Pay as well. This too can be done from the Facebook app in a few short clicks.
Why Won’t My Debit Card Work on Facebook Pay?
Facebook Pay isn’t perfect.
Sometimes, for whatever reason, the card that was working perfectly fine doesn’t work anymore.
It could be down to Facebook Pay, it could be your card provider’s problem, or it could be a glitch that wasn’t necessarily anyone’s fault.
The first thing you should do is disconnect your payment method from Facebook Pay and reconnect it.
Just like turning something on and off again, the problem can hopefully be fixed quickly with a nice reset.
If the reconnection doesn’t work and you’re staring at the same problem again, consider looking into your card provider first.
As an ex-banker, I can tell you from first hand experience most problems of this nature lie with the card provider.
Contact your bank, or Chime if they’re the ones who issued you the card, and let them know your card isn’t working.
They will be able to see any blocked or incomplete transactions you have tried to make that haven’t gone through and the reasons behind them.
If they do see an issue, they should be able to tell you what it is and how to fix it. If there isn’t an issue, you should contact Facebook directly.
Let them know your Facebook Pay isn’t working and make sure to let them know you have already contacted your bank as that will most likely be the first thing they recommend.
Facebook support should be able to investigate your problem and find out what they can do to solve it. If not, they might not be able to support the card you are using.
The problem may not be Facebook’s or your bank’s, it could be something you can fix.
Your debit card won’t work on Facebook Pay if it’s expired, or if your balance is too low, so double check banking on your end before using a different card.
You would be surprised how often I had clients come in during my time as an ex-banker with card issues they could fix on their own.
One of the common debit card issues I would have would be with customers who forgot they froze or locked their debit card and were getting declined.
It’s the simple issues like these most people don’t think about, which is ironic as they are usually the most common.
Investigate things on your end and you may end up saving a card you thought you wouldn’t be able to use.
What Payment Options Does Chime Have?
Chime, like other fintech companies, gives their users a wide range of payment options.
Chime’s debit and credit cards are through Visa so card users can get the most out of their Chime account anywhere Visa is accepted.
I always recommend using a credit or debit card to pay your bills over your account number.
If you want to use your account number to pay your bills, you can.
You can find your routing and account numbers in the settings portion of the app. Again, I’d always try to use a card over an account number as it adds a layer of safety to your balance.
Chime also has a free check sending feature. You can mail them to both businesses and individuals, all Chime needs to know is who they’re sending it to and for how much and they’ll take care of the rest.
If you’re paying a business, putting money towards one of your accounts, Chime will also allow you to include the account number in your payment to make sure it goes to the right account.
Their Pay Anyone feature is geared towards paying individuals. You can literally Pay Anyone, both on Chime and off of it, so long as they have a valid debit card.
You can send them a link to their email or phone number and they’ll have two weeks to click on it, enter their debit card information in, and accept the funds.
Also, check out my other articles about using Chime:
- 3 Main Differences Between Chime and Chase
- 5 Convenient Ways to Put Money on Your Chime Card
- Chime Takes on Traditional Banks: Why It is Winning Over
- Chime Bank Name and Address (How to Set Up Direct Deposit)
- What to Do: Chime Closed Your Account with Money in it
- 4 Ways to Withdraw Money from Chime without a Card