Comparison table – 5 popular accounts

Sometimes, it is hard for customers to choose with more and more digital-only banks and EMIs (electronic money institutions) being launched around the world. Yes, in many regions, there are only 1 or 2 options for a digital-only bank account. But what about places like the UK and EU where choice is already quite big and growing? In this post, you can find a table that compares Revolut vs Monese vs Monzo vs Starling vs Pockit. More region focused tables about digital banks coming soon.

*may need to set phone horizontally to see the full table

	Revolut	Monese	Monzo	Starling	Pockit
Where available	EU, UK, AU, CA, SG, CH, US	UK, EU, EEA	UK	UK	UK
Regulation	FCA, ASIC, MAS	FCA	Full-bank PRA, FCA	Full-bank PRA, FCA	FCA
Personal account	Standard – Free Premium – €7.99/mo Metal – €13.99/mo	Simple – Free Classic – €5.95/mo Premium – €14.95/mo	No monthly fees	No monthly fees	£0.99/mo
Business account	EU companies	UK ltd	UK ltd (beta)	UK ltd, UK solo trader
Saving account			1.3% AER	On balances 0.5% AER up to £2,000 0.25% up to £85,000
Multi-currency account	EUR, GBP	EUR, GBP	GBP	GBP, EUR	GBP
Loans			3.7% APR  on loans of £7,5k to £15k 19.5% APR on loans up to £7,5k	Loan calculator  on the site
Credit Card			up to £3,000 19%, 29% or 39% EAR	Overdraft 15% EAR
Metal Card
ATM fees	For Standard plan Up to €200 fee-free /mo  2% thereafter	For Simple plan Up to €200 fee-free /mo  2% thereafter	Up to £200 fee-free /mo  3% thereafter	no ATM fees	99p withdrawal fee
Extra	Hold 30 currencies Exchange 150 currencies With interbank rate	Personal account without proof of address	Overdrafts and loans available	Full range of  bank products	The simple, easy current account
	Revolut full review	Monese full review	Monzo full review	Starling bank full review	Pockit full review
	Open account	Open account	Open account	Open account	Open account

Tommy Gallagher

Founder of TopMobileBanks.com