Can You Use QuadPay (Zip) On Cash App? (Guide)

Written By Adrian Volenik

Zip, formerly known as QuadPay, is a popular buy now, pay later tool. Cash App, on the other hand, is one of the most popular financial apps and debit cards in the US. You’d think that that would be a match made in heaven. Is it?  

Can you use QuadPay (Zip) with Cash App?

You can’t use Cash App and Cash Card to make payments on QuadPay, now Zip directly. However, you can use Apple Pay with your Cash App Card connected to pay installments. The initial purchase will have to be made another way.

Apart from Cash App, other popular payment options that aren’t accepted by Zip (QuadPay) include PayPal, Venmo, prepaid cards, and direct debits. 

With so many payment methods excluded, you might be wondering what does Zip accept. Keep on reading to find out all the intricacies.  

What Payment Methods Does Zip (QuadPay) Accept?

Zip accepts many major payment methods. Accepted Zip payment methods are:

  • Debit cards linked to bank accounts
  • Credit cards (not pre-paid)
  • Visa 
  • MasterCard 
  • Discover 
  • American Express 
  • Apple Pay 

You can only use Apple Pay to pay for active installments on your Zip purchases. You can’t use it to make the initial purchase.

Then, on the other side, many usual payment methods are also not accepted. These include:

  • Cash App Card
  • PayPal
  • ACH bank transfers (Direct Debit) 
  • Pre-paid credit and debit cards
  • Reloadable credit and debit cards
  • Venmo
  • Money orders 
  • Cash or cash equivalents
  • Capital One credit cards 

READ ALSO: Can You Overdraft Cash App (Plus Better Alternatives)

How to Use Apple Pay (With Cash Card) on Zip

We already mentioned that you can use Apple Pay to pay installments but you can’t use it to make the initial buy now, pay later purchase. 

By using Apple Pay which has your Cash App card connected, you can essentially use the Cash Card to pay installments on Zip (QuadPay).

To make a payment that way, you’ll have to use your mobile device and not the website login. Here’s what to do:

  1. Open the Zip app
  2. Go to the Open orders section 
  3. Tap on the installment you are looking to pay
  4. Tap the “Pay amount” button, this will take you into the specific order 
  5. Tap the “Pay amount” again
  6. Choose to pay with your debit/credit card or pay with Apple Pay
  7. Tap the Apple Pay button 
  8. To confirm, hit the side button on your phone

After following the above steps, your payment should be processed successfully and you’ll get a notification as well as be able to see in the app that your payment has been completed.

How to Add or Edit a New Card to Zip

how to add a new card zip

There are two ways of adding a new card to your Zip account; through the Zip mobile app or website. To add a card from the app, do the following:

  1. Open your Zip app
  2. Tap “Account“
  3. Tap “Payment Methods”
  4. Tap on “Add a payment card” 
  5. Enter your card information
  6. Tap on “Add Card”

To add a new payment method or edit a saved card, use the Zip Customer Portal, and log in using either your mobile number or account email.

So, to add a new card on the Zip website:

  1. Go to Zip login
  2. On the Dashboard and next to “Saved Cards” click “Add”
  3. Fill out new card data
  4. Click “Save” 

If you want to uCan You Use QuadPay (Zip) On Cash App (Guide)-1se the new card for paying off installments on an existing order, do the following:

  1. Select “Orders” (at the top)
  2. Select “View Order” next to the order you want to update 
  3. Within the Order Details, click “Edit” under “Payment Card”
  4. Select “Use this card” next to your new card 

READ NEXT: Can You Have Two Cash App Accounts? (Quickly Explained)

Trouble Adding a New Payment Method

We already mentioned that some popular payment methods aren’t accepted, this includes Cash App Card, pre-paid debit cards, and even Capital One credit cards. 

In order to successfully add a new payment card, please assure that the zip code you enter for your card must match the billing zip code. 

It is kept on file in your traditional or digital bank or another financial institution such as a credit union. Also obviously, the CVV must match the 3-digit code on the back of your card. 

In the case you’re still not able to add a payment card, you can submit a support ticket with a screenshot of the error. 

Zip is kind enough to ensure you are refunded any late fees charged as a result of technical complications if you have followed the above steps.

Where Can You Use Zip?

You can use Zip to buy now, pay later, in-store or online wherever Visa cards are accepted. The easiest way of shopping with Zip is to use their mobile app. Simply search for your store and shop as you would normally.

Once you’ve added all the desired items, go to checkout and tap “Pay with Zip”. This will generate a one-time virtual card and populate all the required fields for you. Don’t check the “Save as default payment card” box as the card is valid only for this particular purchase.

Once you’ve placed the order, you can view the installment dates and track your payments.

Afterpay And Cash App Integration

An alternative to Zip, aka QuadPay, is Afterpay. You’ll be happy to know that Block, the owner of Cash App, acquired Afterpay and is integrating it into their system.

The goal is to make buy now, pay later purchases with Afterpay, available directly in the Cash App.

This acquisition will be very favorable to both Afterpay as well as Cash App. And both companies and their customers should benefit from this deal greatly. 

Soon, you’ll also be able to make Afterpay payments directly from Cash App, as well as review Afterpay orders, check your balance and transaction history, and even browse and shop. 

READ ALSO: Is Cash App Accepted Everywhere? (A Quick Guide)


You can’t use Cash App and its Cash Card to make the initial QuadPay, aka Zip, purchase. However, you can use Cash Card through Apple Pay Wallet to pay for installments. 

About the Author

Chief Editor at TopMobileBanks

Adrian is a fintech expert who has tested hundreds of financial apps, cards, and accounts. His love for testing digital banks, payment apps, and financial products, in general, is unmatched.

How many digital banking accounts can one man have?

Not enough, if you ask Adrian. As his wallet will soon explode if he doesn’t cut back on the number of cards.

On the plus side, they have enabled him to create awesome How-To Guides that you can read on our site.

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