How to Transfer Money from EDD Card to Cash App (2023)

Written By Branson Knowles

While Cash App does not allow users to add money to their service from a prepaid card, the EDD card is an exception. Many people started receiving EDD cards in the mail due to the pandemic, and can now add their balance directly to Cash App.

To add your EDD card balance to Cash App, start by downloading Cash App and opening the app. Tap the banking tab in the lower left hand corner and click “Add Cash”. Connect your EDD card to Cash App and transfer either a partial amount of your balance or the whole thing.

Cash App doesn’t charge to transfer money from the EDD card to their service and you can do it as many times as you want. 

If you are receiving benefits through an EDD card one time only, linking the card to Cash App and transferring the balance is a good way to get your funds onto a better platform.

If you’re continiting to get EDD benefits onto the card every two weeks, you can move your direct deposit over to Cash App. Cash App can provide you with their routing number and a personalized account number directly in the app. 

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How to Transfer Money from EDD Card to Cash App

Transferring money from your EDD card to Cash App is the same process as transferring money from any debit card to the fintech app.

It’s a free process that can be done entirely from Cash App itself. The process is easy and can be done in just a couple of steps:

1. Download and Open Cash App

cash app app on my phone

Start by downloading Cash App from the app store and opening it. If you haven’t created a profile yet, create one now.

2. Click the Banking Tab

cash app banking tab

There are five tabs in Cash App, with each one taking you to a different section of the app.

Click on the first tab, represented by your balance, or a dollar sign if you don’t currently hold a balance in Cash App.

Currently, I have one dollar in my Cash App account, as you can see by my current balance.

3. Click Add Cash

cash app add cash

Click “Add Cash” towards the top of the Cash App.

It will ask you how much you would like to add.

Once you input your desired amount, it will prompt you to add a source to fund your account.

4. Add the EDD Card

Now that Cash App has asked for your funding source, enter your EDD card’s information.

You will enter the card’s numbers as they appear on the front, the expiration date, and the security code on the back.

Once you add the card onto your Cash App account, you never need to add it again.

You can always use it for free transfers as Cash App never charges to load funds onto their platform through a standard transfer.

5. Complete the Transaction

With the EDD card added to Cash App, you can complete your transfer.

Standard transfers on Cash App are free and take anywhere between 1-3 business days.

You can choose to do an instant transfer, which will transfer the funds instantly, but you will be charged a small fee of 0.5% to 1.75%. There is a minimum fee of $0.25 as well.

Now that your transfer is complete, you can get rid of your EDD card if you’re not going to receive any more payments on it.

If you are, you should consider moving your direct deposit over to Cash App directly, taking the card out of the equation entirely.  

How to Get Your EDD Card Payment Direct Deposited Onto Cash App

If you’re getting more than one EDD payment onto your EDD card, you should consider moving your direct deposit over to Cash App entirely.

Cash App doesn’t charge to receive your direct deposit and will even give you a bevy of benefits for doing so.

To move your EDD direct deposit to Cash App, all you need is your Cash App routing and account numbers. You can find them in your Cash App account, on the app or online.

To find your Cash App routing and account number, log into Cash App and head to the banking tab.

It’s the first of the five tabs at the bottom.

Once you’re in the banking tab scroll down and click on “Direct Deposit”. 

cash app direct deposit

To access Cash App’s banking features, like direct deposit, you’ll need to get their free debit card.

Cash App partnered with Visa so you can use the card just about anywhere, or you can throw it in a drawer and forget about it. It is free after all. 

get free cash card

Once you get your Cash App debit card Cash App will issue you an account number you can give to the EDD card providers to set up direct deposit.

Cash App will even give you your direct deposit up to two days early once the deposits have been set up.

You can receive up to $25,000 per direct deposit on Cash App, with a maximum of $50,000 per a 24-hour period. 

Some customers may receive their EDD benefit balance in the form of a check.

Cash App allows these customers to deposit their checks straight onto the platform. They’ve said that other customers may have access to this feature later. 

How to Transfer Money from EDD Card to Cash App Using Bank of America Website

If you want to set up direct deposit from your EDD account to Cash App, you can do it through the Bank of America website as well.

Bank of America is the financial institution backing the EDD cards so you can use their website to facilitate your transfers and direct deposits. 

To start, head to or and login using your username and password.

If you’re on your computer, open the “My Money” menu and click “Transfers”.

bank of america edd online

If you’re on your phone, you can head straight to “Transfers” in the menu with three horizontal bars.

From here you can choose to either make a single transfer or a recurring transfer.

Make your choice and choose what type of account your funds are headed to.

Enter your Cash App routing number and account number into the site.

They will send a passcode to your phone verifying that they’ve found and are connecting to the right account. Enter the passcode back into the site to continue. 

Once you’ve entered the password back into the site, enter the amount you want to transfer. Make sure everything looks correct before you send your funds as well. 

Can I Transfer Money From My EDD Card?

Most people don’t get EDD cards more than once, meaning they never get a chance to familiarize themselves with the handy card.

EDD cards are more useful than they’re given credit for — you can use them to make purchases or transfer their balance to another account.

You can transfer money from EDD cards to fintech apps like Cash App or to a traditional bank account.

You can also take them to your bank and withdraw their balances in cash. Most banks won’t charge a fee for EDD card withdrawals either. 

To transfer Money from your EDD card, you can either do it from your financial institution, or you can do it from the Bank of America website.

Both methods are free and shouldn’t take more than a couple of business days. 

If you are getting more than one transfer onto your EDD card, consider moving your direct deposit from your EDD card over to the financial institution of your choice.

Can I Add My Bank of America EDD Card to My Apple Wallet?

While the EDD card may be a different kind of debit card, you can still use it in a lot of similar ways as a regular debit card.

One of these ways is to add the EDD card to your Apple wallet. you can also add the EDD card to any digital wallet of your choice, including the Google Wallet or Samsung Wallet. 

If you have the physical EDD card, you can add it to your digital wallet from the Wallet app itself.

Taking Apple Pay for example, you can open the Wallet app on your iPhone, click the plus sign, click “Debit and Credit Card”, and add your EDD card details directly into the Wallet app.

adding edd card to apple wallet

You will need to enter your EDD card’s numbers, security code, and expiration date into the Wallet app.

Once the card has been added to the Wallet app you should be able to use it anywhere contactless payments are accepted. 

You can also use it online through Apple Pay to make purchases.

Where Can I Use My EDD Card?

If you just got an EDD card in the mail, you may be wondering where you can use it to make purchases.

Fortunately, Bank of America has partnered with Visa to make sure that you can use your EDD card just about anywhere. 

You can use your EDD card anywhere Visa is accepted, using either the physical card or a contactless version on a digital wallet.

You can also use your EDD card to shop online, again anywhere Visa is accepted. 

If you found this article useful, check out more written by me and our team:

About the Author

Lead Researcher, Digital Banking in the U.S. at TopMobileBanks

Branson Knowles is a former banker and current writer at

During his years banking, he helped his clients discover their financial freedom through smart savings and spending goals. He started as a teller before becoming a banker and obtaining his federal licenses, furthering his clients' on their financial journeys.

After becoming one of the top producing bankers in the state, Branson decided it was time to pursue his own financial freedom. He started writing freelance finance articles before joining, breaking down banking like only an ex-banker could.

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