Cogni is an online, digital banking app that’s designed to offer tap-to-pay services to their customers. While their primary marketing is aimed at the transparency and practicality of their Visa Debit Card, with no additional fees, the platform offers other services too. This includes convenient, cost-free bank transfers and ‘single-use’ virtual cards to negate hacking chances as part of the online purchase process.
With over $6 million in funding, Cogni is anything but small-scale when it comes to its service, with a successful launch, three separate offices – including in New York City – and support from big-name financial institutions like Barclays – who owns 2% of Cogni. The platform also supports the use of Samsung Pay, Apple Pay, and Google Pay. A must for any modern banking app that wants to integrate into today’s payment process fully.