Offering a free, basic account is an excellent way to introduce freelancers or small business owners to the main functions of Holvi, without requiring any financial commitment.
Holvi offers its most basic service for free, which provides a secure business current account with free bank transfers, a fully integrated pre-paid Holvi business MasterCard, and the ability to create and store bookkeeping records.
However, once a user has become familiar with the app and decides to pay for an account, Holvi really shines, as the convenient invoicing functions evolve Holvi from a simple e-payments service into a real money management tool in its own right, helping freelancers and business owners keep track of every penny earned and owed with digital invoicing and expense claims.
For £9 a month, you get all that plus extra money managing tools, including the ability to invoice digitally, directly from your account, cutting out much of the stressful admin work freelancers usually have to do. The fee is taken automatically at the beginning of each month.
Both plans include a 2.5% fee for ATM withdrawals, which can seem a little steep but does reflect the fact that Holvi is essentially a cashless digital payment service.