The straightforward online application process makes N26 bank an attractively convenient option when compared with traditional banks. To open an account, customers must be over 18, have a smartphone to access their account, and have internet access. After downloading the app, entering basic personal information, confirming your email, and passing the identity check (methods of which depend per country), your N26 card will be delivered to you by post.
UK customers looking for a current account can choose between three monthly plans, the most basic of which is completely free and offers free card payments in any currency. The N26 ‘You’ plan will cost you £4.90 per month, offering the added benefits of free worldwide ATM withdrawals and exclusive partner offers. The last option is N26 Metal, available for £14.90 per month, offering LoungeKey memberships, travel insurance, customer support, and more.
The three current account options previously mentioned (N26, N26 You, and N26 Metal) are currently the only account types available in the UK. However, the services in wider Europe by N26 demonstrate what the future may hold for the UK service. Abroad N26 offers an N26 Business account and N26 Business Black, both intended for freelancers and self-employed.