ZA Bank customers will be able to fund their savings accounts with HKD, USD, and CNY, and there are also plans to accept other currencies in the future.
You will be able to apply for and be accepted for personal loans 24/7. There is currently a ceiling of HKD 1,000,000, and ZA Bank has emphasized that there will be no hidden charges. Loans may be redeemed early within seven days, and no fee will be charged.
There is currently no indication of any cashback bonuses being available as part of the ZA Bank offering; however, there is always the chance that this could change in the future.