If you’ve spent any time on Reddit or Twitter, you might have noticed an influx of posts by people saying their Cash App account was hacked. Most people are baffled as to how this could’ve happened.
In this article we’re answering a burning question – Can someone hack your Cash App with your email address?
It’s highly unlikely that someone could hack into your Cash App account by only knowing your email address. They would also need your username and password.
However, they could use your email address to send you highly believable phishing emails in an attempt to have you click on a link to install malware or have you type in your credentials. Or, if they have access to your email account, they can try and change your passwords for apps, websites, and bank accounts.
Keep on reading to find out how to stay safe while using Cash App and if this unbelievably popular app is even safe to use.
Can Someone Hack Your Cash App With Your Email?
Knowing only your email address is probably not enough for someone to hack into your Cash App account.
What hackers or scammers would do with that information is to send you unsolicited emails pretending to be Cash App’s customer support.
A typical phishing email would entice you to click or tap on a link in their email so they can install malware or get your login credentials when you try to sign in on their fake Cash App website.
Phishing attempts are a somewhat easy way of getting sensitive information from unsuspecting and often uninformed users. Sending these kinds of unsolicited emails and messages in bulk is like casting a huge fishing net.
Some fish might escape or go through but many will fall victims. Once you give over your info, all there is left to do is to drain your balance as quickly as possible so you can’t react.
A more worrying thing would be if hackers or scammers have access to your email account. With that, they can potentially change your Cash App and many other accounts’ passwords.
This is a serious threat as they could send emails to your friends and family in order to get them to send you money when in fact, the money is going into their pockets.
With a hacked email account, someone can log in to your social media accounts as well and also plead for money from ALL your friends and acquaintances.
Is Cash App Safe to Use?
Cash App is generally safe to use if you stick to some basic principles:
- Only send money to friends and family (the people you know)
- Don’t use Cash App for ANY important payments
- DON’T keep a lot of money in your Cash App balance
- Don’t leave your bank card linked to your Cash App account
- Never use Cash App to send large amounts of money to ANYONE
- Never click or tap on links claiming to be connected to Cash App
- Don’t call Cash App customer service on any phone number
Cash App was developed as a financial management app that should be used for sending money between friends and family. For instance, to send $20 to your niece, or to split a dinner bill.
However, in an effort to earn more money, Cash App has added business accounts that anyone can open. To discern big businesses from random mom and pop shops or from hustlers, the company added Twitter-style verification badges.
Those companies can be trusted and you can safely send payments to them. Any other random “businesses” on Cash App should be avoided.
However, even if you adhere to all the safeguards, your information may get compromised.
This proved to be true in April 2022, when Cash App announced that they had a data breach four months earlier when an ex-employee took records containing customer names and account numbers.
The former employee downloaded full names and brokerage account numbers to a USB stick, as well as brokerage portfolio holdings, brokerage portfolio value, and/or stock trading activity for one trading day.
As you can see, a lot of information got out, however, the employee didn’t take any Social Security Numbers, and access codes, nor any passwords, user names, or dates of birth.
A simple Google search reveals that hacks like these occur almost every day, and by now, most Americans’ had their personal information leaked online. It’s a chilling fact to live with.
Cash App Scams
Hackers are terrifying but scammers are arguably even more frightening because they get under your skin by tricking you and even making you fall in love with them in some instances.
So, you’re not only left with financial damage but with emotional one as well. It’s hard to believe ANYONE after you’ve been scammed.
There are many scams doing rounds on the internet today and many involve Cash App in particular because many people already have it installed on their phones.
Scammers also know that Cash App won’t do much to help you, their customer. It’s shocking to read so many bad experiences people have had with Cash App’s customer support.
How to Avoid Scams
Generally, it’s easy to avoid getting scammed on Cash App and social media. We already mentioned above how to use Cash App safely.
However, everyday people, like you and me, tend to underestimate scammers and think that they’re smarter than scammers and/or hackers.
While you might be smart, it only takes a moment of distraction to fall for a scam. Phishing emails, messages, DMs, and even phone calls can perfectly mimic original Cash App messaging, websites, email addresses, and phone numbers.
You might even be in the middle of a transaction when you get prompted to enter a code or tap on a link. Without even thinking, you’ve given away your login credentials and the next moment, your money is gone or your account is hijacked.
As we already mentioned, Cash App and similar digital banks (I’m looking at you Venmo), are mostly developed for simple money transfers between friends and family.
There are more serious digital banks that can be used as you would any traditional bank with all the security and protection they offer.
Cash App’s money transfer and payments are basically, in most cases, irreversible, and there won’t be much help and understanding from Cash App. It’s for this reason that scammers are using it in droves.
Anything they do with your account won’t have any repercussions for them. You have to be a hundred percent positive that the cash you’re sending is going to the proper person and not someone rando. Else, they might not return the money back to you.
Most scams are also unbelievably dumb and basic. There’s a good reason for that. It takes a specific type of person to fall for a “blessing scam“or for a “sugar daddy” that will give you free cash or multiply anything you send them.
Scammers are simply fishing for the most gullible among us that will give them the least resistance and happily hand over their hard-earned money.
Cash App’s support team will NEvER ask you for your login credentials such as your PIN, passcode code, 2FA code, bank information, credit card number, etc.
You will never get messages from them asking you to tap or click on a link. You also won’t have to pay them to “release” funds to your account, or to verify it. These are all known scams.
Use your common sense, don’t act on impulse, and if something’s too good to be true, it probably is.
To conclude, just because someone knows your email address is probably not enough to hack into your Cash App account and steal your money.
If they were to hack into your email account, that would be a different story because they could hypothetically change all your passwords and gain access to your accounts, including Cash App.
In that case, you would be in a world of trouble until you get everything under control, once again.
Adrian Volenik is a fintech enthusiast who loves testing and reviewing digital banking apps and financial products in general. How many digital banking accounts can one man have? Not enough, if you ask Adrian. As his wallet will soon explode if he doesn’t cut back on the number of cards.