4 Ways to Put Money on Cash App Card (Gift Cards Don’t Work)

money on cash app card

Many new Cash App users seem to struggle with at least some aspects of the app, whether it’s how to invest in Bitcoin, increase limits, or deposit a check. Today I’m showing you how to put money on your Cash App card. 

The following ways methods are the best ways to put money on your Cash App card:

  1. Cash deposits at a partner store
  2. Direct deposits from a linked bank account
  3. Mobile check deposits
  4. Transfers from Cash App users

You may be wondering if you can add money to Cash App Card using a Visa or Mastercard gift card. Unfortunately, this method doesn’t work.

Let’s go into more detail for each one of these methods. 

1. Cash Deposits at a Partner Store

partner store

One of the easiest and most popular methods of putting money into a Cash App account and card is a cash deposit at partner stores. There are many locations where you can add cash for $1.

Here are these locations:

  • Walmart (Customer Service Desk/ Money Centers)
  • 7-Eleven
  • Family Dollar
  • Dollar General
  • GoMart
  • Walgreens
  • Duane Reade
  • Sheetz
  • Kum & Go
  • KwikTrip
  • Speedway
  • H-E-B
  • Rite Aid
  • Thorntons
  • Pilot Travel Centers
  • TravelCenters of America

To make a cash deposit at a supported retailer, go to the counter or cash register and inform the sales assistant that you’d like to add money to your Cash App card.

To do this, they need to scan your Cash App barcode, which you’ll find under the Banking tab > Paper Money > Find a location.

There you can find and select your retailer’s location and tap “Show Barcode.” 

Once the transaction is finalized, the cash will be transferred to your Cash App balance, and you can start using your Cash Card right away.

You need to know that the cashier shouldn’t scan or swipe the card itself. This is not how it works. They should only scan the barcode on your phone.

2. Direct Deposits From a Linked Bank Account

online banking on laptop

The transfer can also be cleared instantly, as opposed to 2-3 business days, by paying a fee of 1.5% of the transfer amount.

When uploading money from a linked credit card, the transaction will result in a 3% fee.

How to Link Your Bank Account to Your Cash App

If you’re new to Cash App and haven’t previously connected any of your bank accounts to the app, follow these easy steps:

  1. Open Cash App
  2. Tap on the profile icon in the top right corner
  3. Tap on “Linked Banks” or “Add Bank”
  4. Tap on “Link Bank”
  5. Enter your debit card number
  6. Enter your card’s expiration date
  7. Enter CVV
  8. Enter ZIP code

You are basically linking your debit card from another bank to Cash App. You can also link a bank account directly if you wish. Both will have the same effect. 

Make sure to read my article 4 Reasons Why Cash App is Failing to Link a Bank Account if you run into issues with this. 

How to Put Money on Your Cash App Card Via Your Bank Account

Now that you have successfully linked your bank account to Cash App, you can transfer funds as you please by doing the following:

  1. Launch the Cash App by touching the home screen
  2. Press the “Add Cash” button
  3. Choose the amount of cash that you want to add
  4. Tap the “Add” button
  5. Select your banking account
  6. Enter the PIN connected to your bank card
  7. Tap the “Confirm” button

How to Cash Out

If you want to cash out, aka, withdraw funds from Cash App to your bank account, do the following:

  1. Open Cash App
  2. Tap the Money tab on your Cash App home screen
  3. Tap “Cash Out”
  4. Choose an amount 
  5. Tap “Cash Out” again
  6. Select a deposit speed (Instant or Standard)
  7. Confirm with your PIN or Touch ID

There are two types of cash outs – Standard and Instant. Standard cash outs are free and your funds will arrive in 1-3 business days.

With Instant cash out, you’re paying a 0.50%-1.75% fee (with a minimum fee of $0.25) and the deposits to your bank account are instant.

3. Mobile Check Deposits

mobile check deposit

If you want to add money to Cash App by depositing paper checks, you’ll be happy to know that it’s easy and includes the following steps:

  1. Tap on your balance in Cash App
  2. Scroll down and tap on the to deposit a check option
  3. Enter the amount you are depositing
  4. Take a photo of the front and back of the check with your phone

Yes, its as easy as that and there are no fees for depositing checks into your Cash App account.

4.  Transfers From Cash App Users

sending money mobile

If, for some reason, you can’t use any other method, you can use a fellow Cash App user you trust to transfer the cash to you. 

Exchange whatever money you have with this person, and ask them to pay from their Cash App to yours by using your cash tag username, email, or telephone number. It’s easy, free, and fast.

RELATED: 6 Possible Reasons Why Cash App Transfer Failed (How to Fix)

Can You Use Mastercard or Visa Gift Card to Put Money on Cash App Card?

visa gift card

Visa and Mastercard gift cards are often convenient equivalents to cash. But, it’s often that digital banking apps like Cash App are not accepting it.

If you were going to buy Visa or Mastercard gift cards in store to fund your Cash App card – don’t do it. It will not work.

You may link Visa or Mastercard gift card to your Cash App account, but when you try to fund your Cash App card balance from it, it will show a message that these cards are not supported.


Whichever method of adding funds to your Cash Card you choose, know that they are easy to do and very fast. You can, of course choose to do all of them during the course of your Cash App membership. 

Additionally, Cash App only lets you send and receive up to $1,000 within a month.

To increase these limits, you need to verify your identity using your full name, date of birth, and the last 4 digits of your SSN. It’s a fast and easy process that only takes a couple of minutes but can greatly improve your Cash App user experience. 

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