How to Receive Money On Cash App Without a Card (Solution)

can you receive money on cash app without a card

Don’t have a bank account or debit card and you want to receive money on your Cash App? It’s doable. 

Although it’s recommended to connect a bank account or a debit card to your Cash App, you don’t have to do it to receive money. You will be limited up to $250 per week or $1,000 per month until you verify your account and attach a card to it. 

Once you verify your Cash App account, you should be seeing higher limits or even have an unlimited account. 

How to Pay With Cash App In-Store Without a Card

Paying with only the Cash App in-store, without having a card, is extremely easy. Simply, search for the Cash App QR code and tap the “QR Scanner” on the top left corner of the app. Lastly, scan the QR Code at the point of sale.

How to Connect Your Bank Account to the Cash App

It is true that the company recommends linking a bank account to your Cash App, or at least a prepaid debit card. You can easily do this by logging in to your Cash App and:

  1. Start by tapping the Profile Icon on the home screen
  2. Select “Linked Banks
  3. Tap on “Link Bank
  4. Follow the instructions

An alternative is to add it manually by entering your routing and account numbers. You’ll need to find and copy your account and routing numbers first. Here’s how to do it:

  1. Tap on “Banking” tab on your Cash App’s home screen
  2. Next, tap on the routing and account number under the balance
  3. Lastly, copy your account and routing numbers

RELATED: Cash App Vs. Bank Account (Explained For New Users)

How to Order Cash Card

There must be a reason why you’re reading this article and I suppose it’s because you don’t have a card. It doesn’t have to stay like that. 

In fact, you can order the Cash Card at any moment, for free. You can also customize it (for $5). The Cash Card is and acts like any other Visa debit card. This is how you can order yours:

  1. Tap “Cash Card” on the home screen
  2. Tap “Get Cash Card
  3. Tap “Continue
  4. Follow the instructions and prompts

To design your Cash Card, to add color, emojis, or signature, for example:

  1. Tap on “Cash Card” tab on Cash App’s home screen
  2. Tap your “Cash Card
  3. Select “Design New Card

If you’re older than 18, you can order a Cash Card and it generally arrives in 10 business days or less. You can also conveniently add it to your Apple Pay or Google Pay apps. 

READ ALSO: 3 Ways To Buy Bitcoin On Cash App (Quick Guide)

How to Increase Cash App Limits

If you aren’t happy with your Cash App limits and you want to raise them, you’ll have to confirm your account by providing your date of birth, first and last name, and the last four numerals of your Social Security Number. 

As we already mentioned, you need to verify your account to get the Cash Card as well so it’s a good thing to do it and kill two birds with one stone.

Block (Cash App’s owner) might ask you to provide further information if it can’t verify it using the name, DOB, and SSN. It’s part of the KYC – Know Your Customer procedure, though and Cash App isn’t special in this regard. 

Brands, public figures, celebrities, and other accounts of public interest can also get the blue verification badge that helps you distinguish between real accounts and scammers, for example.

READ NEXT: 5 Ways To Put Money On Cash App Card (Quick Guide)

What Can You Do With Cash App

Cash App is incredibly popular and literally has tens of millions of users in the US. But people that still aren’t on board are wondering what’s so special about it. The app does a few things but does them rather well. You can:

  • Send and receive money to/from friends
  • Pay for stuff online or in-store
  • Buy and sell stocks
  • Buy and sell Bitcoin

Trading Bitcoin, is one of the most popular features in the app right now and has been ever since it was introduced to the app a couple of years ago.

Here’s what you need in the first place to open a Cash App account:

  • Your name
  • Your mobile phone number
  • A valid email address
  • And your ZIP code

You can either use your phone number or email address and not both.

What Cards Does Cash App Support?

If you don’t have a card connected and you plan to do it any time in the future, you’ll be glad to know that Cash App supports all major debit and credit cards. This includes Mastercard, Visa, American Express, and Discover, among others.

While it’s true that most prepaid cards are also supported, depositing to these cards doesn’t work. 

Also, at the time of writing this article, Cash App also doesn’t support PayPal (!), ATM cards, and business debit cards. That’s a shame as PayPal is, arguably, the most popular payment platform in the world.

READ NEXT: Cash App vs PayPal: Which Is Better For Your Payments?


To conclude this article, you can send and receive money on your Cash App account even if you don’t have a debit card on file or if you don’t have the Cash Card that you can order from Cash App at any time if you’re a verified user.  

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