If you’re using a Netspend card, you’re probably wondering what else you can do with it except pay for stuff. Can you use it to receive money from Cash App, for instance?
Cash App doesn’t support depositing to prepaid cards like Netspend. Therefore, you can’t transfer money directly from Cash App to Netspend cards.
Netspend is a prepaid card that is easy to get but has some limited functionality when coupled with Cash App. You can only transfer money one way – from Netspend to Cash App.
How to Transfer Money From Cash App to Netspend Card
The elephant in the room is that there’s no way of directly transferring money off your Cash App balance and into the Netspend card. However, if you need to do this badly, the easiest way of doing it is to send money to your bank account.
You see, Netspend cardholders can transfer money from their bank accounts and into the Netspend card balance.
You need to link your Netspend to a bank account first. You also need to link your bank account with Cash App if you haven’t already.
So, the process of sending money from Cash App to Netspend Card looks like this:
CASH APP > BANK ACCOUNT > NETSPEND CARD
Should You Verify Your Cash App Account?
We recommend that you verify your Cash App account to increase the sending and receiving limits.
If your Cash App account is unverified, you can only send and receive up to $1,000 in 30 days. After verifying the account, the limit for sending money is up to $7,500 per week and an unlimited amount for receiving money.
To verify the account, you’ll need to give your full name, the last four numbers of your SSN, and your date of birth.
Can You Transfer Money From Netspend to Your Bank Account?
Linking a bank account is an easy way of transferring money to your Netspend card. However, can you do vice versa? Can you send the money back to your bank account?
Unfortunately, the money can go only one way, and that’s from Bank to Netspend. You can’t send money back to your bank account.
You can send it to other Netspend users, though. Users of some Netspend card programs can also use Western Union to send money back and forth.
You can also pay bills by using your Netspend account and routing number. But, what about PayPal?
Can You Transfer Money From Netspend to Your PayPal Account?
PayPal is arguably the best way to send and receive money with Netspend. Yes, what you can’t do with a bank account, you can do with a PayPal account – transfer money off of Netspend.
Can you Transfer Money Between PayPal and Cash App?
What you can do with Netspend, you can’t do with Cash App – send money between the two. That’s why you can’t use PayPal as a connection between Cash App and Netspend.
PayPal and Venmo are part of the same company and the two together are direct competitors to Cash App. It makes sense that you wouldn’t be able to transfer money between them.
However, that makes the apps very awkward to use for their users.
Send Money From Your Netspend Account
Netspend isn’t the most convenient prepaid debit card out there. It comes with many limitations and has some excessive fees.
It uses a proprietary FlashPay ID system and only allows you to send or receive funds with:
- Netspend Cardholders,
- ACE Elite cardholders,
- Control cardholders,
- Purpose cardholders
- Bank accounts,
- Western Union (for some users).
Every Netspend user has a FlashPayID number that you can find in your online account center.
In order to send money, you’ll need:
- The other person’s name
- Their FlashPay ID
The process includes the following:
- Log into your Online Account Center
- Enter the recipient’s name
- Enter their FlashPay ID
- Enter the amount you want to send
Receiving money is just as easy. All your friends or family need is your name and the FlashPay ID that can be found in your Online Account Center.
What Cards Does Cash App Support?
Cash App is very good at supporting an assortment of cards. That means that all main debit and credit cards are supported. That includes:
- American Express,
The interesting part includes the support for prepaid cards. Prepaid cards are also supported, but depositing money to cards such as Netspend doesn’t work.
However, you can use prepaid cards and Netspend cards to transfer money from them to the Cash App account.
Cash App doesn’t support:
- ATM cards, and,
- Business debit cards.
So, we came to the conclusion that Cash App + Netspend Card isn’t the best solution. Although both apps and their cards are extremely easy and convenient to use on their own, when it comes to sending money from Cash App to Netspend, it’s a different story.
There’s no way to directly send money from Cash App to Netspend. At the time being, you can only send money from Cash App to your bank account and then from the bank account to Netspend.
At least you can fund your Cash App balance with the Netspend Card, directly.