bunq bank mobile-first accounts can be opened in minutes online, and unlike many banks around the world, you don’t have to be based in the Netherlands to open an account with bunq.
bunq isn’t a bank with monthly plans because it’s not primarily designed for savings. bunq’s accounts cost a fixed monthly fee, and while cheaper accounts may be found elsewhere, bunq still offers some unique features for this fee, including instant joint accounts and affordable money transfers.
Adding funds to your bunq account couldn’t be easier. You can use traditional bank transfers and cash top-ups, and it’s also compatible with Apple Pay and Google Pay in selected countries.
The bunq mobile app is available for both iOS and Android and scores consistently well – above 4/5 – with thousands of reviewers.
bunq bank offers three account types: Travel (bunq free account), bunq premium (€7.99 /mo), and bunq SuperGreen (€16.99 /mo which comes with an eco-friendly bunq metal card). There are also available bunq business accounts. While this bunq review is focused on personal accounts, there is a dedicated Digital Banks Business page to see available options from online-only banks. The bunq business account, in particular, offers great features to help businesses keep track of employee spending and manage budgets.