Cash App Bank Name and Address (Direct Deposit Form 2023)

Written By Tim Doman

You want to use the ever-popular Cash App to set up a direct deposit and receive your paycheck up to two days earlier. In that case, you’ll need additional information, such as the bank name, address, routing, and account numbers. Luckily, I’m here for you to help and to tell you all the details.

Here are all the details that you need for the Direct Deposit form:

  • Bank Name: Sutton Bank
  • Bank Address: 1 S Main St, Attica, OH 44807
  • Routing Number: 041 215 663
  • Account Number: your Cash App account number
  • Account Type: Checking

For your convenience, I’ve also created a downloadable Direct Deposit Form to receive your paychecks into your Cash App Account.


Before using the bank details or the form above, it is very important to confirm that the information is accurate and up to date, specifically for your Cash App account. That way, you can ensure that all of your paychecks will be deposited quickly and correctly into your Cash App.

To do this, open the app and tap the ‘Account & Routing’ near your balance in the banking tab (“$”).

cash app account & routing

Despite that payment apps like Cash App and Venmo have grew so fast in the U.S., I completely understand why many choose traditional checking accounts to receive their direct deposits. Having money in the traditional bank can still offer low fees banking, higher than average interest rate and many advanced products.

For example, if you have an account with the U.S. largest bank, Chase, check our guide on how to receive your salary to the account.

You Need to Get a Free Cash App Card Before You are Able to Receive Direct Deposits

By activating your Cash App Card, you will instantly see your account and routing numbers. To find and copy your account and routing number:

  1. Tap the “Banking tab” on Cash App’s home screen
  2. Below ‘More ways to add money’, tap ‘Direct Deposit’
  3. Tap ‘Get Free Cash Card’

2 Ways to Enable Direct Deposit through Cash App app (Automatic and Manual Set up)

Cash App lets you deposit, not only paychecks, but also your tax returns, and other payments, for instance from a side hustle. To enable direct deposits, you’ll have to first find your account and routing number. 

After you set it all up, you’re able to receive up to $25,000 per direct deposit and up to $50,000 in a day.

These deposits are available as soon as you receive them, and even up to two days earlier than most banks. However, you should know that your first deposit might take a bit longer, depending on your employer.

So, how do we set up direct deposit? 

When you order, get and activate your Cash Card, you will instantly see your new account and routing numbers. To find and copy your account and routing number:

  1. Tap the “Banking tab” on Cash App’s home screen
  2. Below your balance, tap the routing and account number 
  3. Now, copy your account and routing numbers
  4. When prompted for a bank account during direct deposit set up, provide the account and routing number 

To set it up with payroll login directly from the Cash App “Banking tab”:

  1. First, tap the “Banking tab” on Cash App’s home screen
  2. Select “Direct Deposit
  3. Beneath “Automatic Setup”, tap “Get Started”
  4. Find your employer and follow the instructions

To get a direct deposit form:

  1. Tap the “Banking tab” on Cash App’s home screen
  2. Tap “Direct Deposit
  3. Select “Get Direct Deposit Form
  4. Fill out your employer information
  5. Enter the amount you want to deposit from each paycheck
  6. Sign
  7. Select “Email Form” 
  8. Enter the recipient address 
  9. Tap “Send

You can see the completed direct deposit form by tapping “Get Direct Deposit Form” from the “Banking tab” and selecting “View Previous Form”.

How Long to Start Getting Direct Deposit to your Cash App Account

Cash App is really fast at depositing direct debits and they are typically available within 1-5 business days after being sent.

In most cases, that can be up to two days earlier than many “proper” banks. However, if it’s been more than 5 days, you might want to contact Cash App customer support. 

The whole direct deposit process is quick, but the actual time it takes for the money to hit your Cash App account hinges on when the depositor, for instance, your employer, initiates the payment. There are other elements at play here as well, and they can also cause delays.

It may also take 2-4 billing cycles before you start getting direct deposits to your Cash App account. This is because the employer must update your new Direct Deposit details in their systems as well as in their bank.

What Banks Does Cash App Use?

Cash App works with two banks – Sutton Bank and Lincoln Savings Bank.

About Sutton Bank

Sutton Bank Name and Address

  • Sutton Bank
  • PO Box 505
  • Attica, OH 44807-0505
  • Member FDIC

Sutton Bank is a medium-sized, full-service bank from Attica, Ohio that was founded in 1878. It has a handful of brick-and-mortar physical locations but is also available online or via a mobile app. 

The Bank has full availability of products, including savings and checking accounts, money market accounts, credit cards, IRAs, CDs, and mortgages. 

Sutton Bank is also the card issuer for Cash App but has also partnered with other fintech companies:

  • Robinhood 
  • Monzo 
  • Brex 
  • Upgrade
  • Marqeta 
  • Ramp 
  • TeamPay

About Lincoln Savings Bank 

Lincoln Savings Bank Name and Address

  • Lincoln Savings Bank
  • 508 Main, PO Box E
  • Reinbeck, IA 50669
  • Member FDIC

Lincoln Savings Bank, not to be confused with Lincoln Savings and Loan Association, is a bank from Cedar Falls, Iowa. It was founded in 1902 and now has assets totaling $1 billion and overseas $875 million in deposits.

It’s a full-service bank that’s offering deposit accounts, loans, and other traditional services in its brick-and-mortar locations, but also on its mobile app and online.  

This bank is also a vital part of the Cash App and serves as its banking partner that manages direct deposit service. Without a banking partner, there wouldn’t be a Cash App as it doesn’t have a banking license.

Apart from Cash App, Lincoln Savings Bank also partners with several other fintech companies that include Qapital, Acorns, and M1.

More Useful Articles About Cash App

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2 Responses

  1. I put my irs direct deposit to my cash app account and shoyld have recived it over a week ago wheres my money cause i havent gotten it

    1. Hi Coleen,

      You definitely need to double check if all entered Direct Deposit details are correct.

      Usually, you receive Direct Deposit into the Cash App account two days earlier.

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