Cash App Bank Name (For Direct Deposit and Cash Card)

cash app bank name

If you want to use the ever-popular Cash App to set up a direct debit, you’ll need additional information such as the bank name, routing, and account numbers. Luckily, we’re here for you. Here is the answer:

Cash App works with two banks – Sutton Bank and Lincoln Savings Bank. To find out exactly which one it is in your case, and to get the account and routing numbers, open the app and tap the routing and account number below your balance in the banking tab (“$”). 

Generally, Sutton Bank is issuing the Cash Card while Lincoln Savings Bank is managing direct deposits. 

The above method will not only bring up the numbers you need but also the name of the bank. To find its address, copy and paste the routing number into this website and you’ll get all the relevant information. 

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To get access to the accounting and routing numbers, you’ll have to already have the Cash Card, otherwise, the app will present you with the option to order the free card without giving you the numbers. 

How to Enable Direct Deposit

Cash App lets you deposit, not only paychecks, but also your tax returns, and other payments, for instance from a side hustle. To enable direct deposits, you’ll have to first find your account and routing number. 

After you set it all up, you’re able to receive up to $25,000 per direct deposit and up to $50,000 in a day.

These deposits are available as soon as you receive them, and even up to two days earlier than most banks. However, you should know that your first deposit might take a bit longer, depending on your employer.

So, how do we set up direct deposit? 

When you order, get and activate your Cash Card, you will instantly see your new account and routing numbers. To find and copy your account and routing number:

  1. Tap the “Banking tab” on Cash App’s home screen
  2. Below your balance, tap the routing and account number 
  3. Now, copy your account and routing numbers
  4. When prompted for a bank account during direct deposit set up, provide the account and routing number 

To set it up with payroll login directly from the Cash App “Banking tab”:

  1. First, tap the “Banking tab” on Cash App’s home screen
  2. Select “Direct Deposit
  3. Beneath “Automatic Setup”, tap “Get Started”
  4. Find your employer and follow the instructions

To get a direct deposit form:

  1. Tap the “Banking tab” on Cash App’s home screen
  2. Tap “Direct Deposit
  3. Select “Get Direct Deposit Form
  4. Fill out your employer information
  5. Enter the amount you want to deposit from each paycheck
  6. Sign
  7. Select “Email Form” 
  8. Enter the recipient address 
  9. Tap “Send

You can see the completed direct deposit form by tapping “Get Direct Deposit Form” from the “Banking tab” and selecting “View Previous Form”.

RELATED: What Banks Are Digital Banks With? (Complete List)

How Long to Get a Direct Deposit

Cash App is really fast at depositing direct debits and they are typically available within 1-5 business days after being sent.

In most cases, that can be up to two days earlier than many “proper” banks. However, if it’s been more than 5 days, you might want to contact Cash App customer support. 

The whole direct deposit process is quick, but the actual time it takes for the money to hit your Cash App account hinges on when the depositor, for instance, your employer, initiates the payment. There are other elements at play here as well, and they can also cause delays.

How to Find the Bank Address

The US Routing Number Checker will help you validate your routing number and give you the bank address based on its database of more than 18,000 unique numbers.

READ ALSO: 5 Ways To Put Money On Cash App Card (Quick Guide)

How to Pay Bills With Cash App

It’s easy to pay bills using your Cash App balance. To pay bills using your account and routing numbers:

  1. Tap the “Banking tab” on Cash App’s home screen
  2. Select “Deposits & Transfers
  3. Select “Copy Account Details
  4. Provide them when prompted for a bank account while setting up bill pay

About Cash App cash app

Cash App is one of the most popular mobile payments and digital banking apps in the United States.

The service has more than 70+ million active users and the company had $1.8 billion in gross profit in the 20/21 accounting year. The company in question is Block, Inc., formerly known as Square, Inc.  

Cash App was launched in 2013 as Square Cash. The company didn’t stop there as in 2015, they also launched Square Cash for business

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This is also an extremely popular payments app that caters to small businesses and freelancers and offers everything you need to start collecting cash and in-person and online payments for your goods and services. 

Cash App has evolved from a payments app that allows you, not only to send and receive money but also to buy and sell Bitcoin and, importantly, something that many investing apps still don’t allow, withdraw it to your external wallet. 

Other investing opportunities include stocks (in the US only). You can buy and sell fractional shares of publicly traded companies.

Read more about this popular digital bank in our Cash App review

About Lincoln Savings Bank 

lincoln savings bank
  • Lincoln Savings Bank
  • 508 Main, PO Box E
  • Reinbeck, IA 50669
  • Member FDIC

Lincoln Savings Bank, not to be confused with Lincoln Savings and Loan Association, is a bank from Cedar Falls, Iowa. It was founded in 1902 and now has assets totaling $1 billion and overseas $875 million in deposits.

It’s a full-service bank that’s offering deposit accounts, loans, and other traditional services in its brick-and-mortar locations, but also on its mobile app and online.  

This bank is also a vital part of the Cash App and serves as its banking partner that manages direct deposit service. Without a banking partner, there wouldn’t be a Cash App as it doesn’t have a banking license.

Apart from Cash App, Lincoln Savings Bank also partners with several other fintech companies that include Qapital, Acorns, and M1.

READ NEXT: Cash App Vs. Bank Account (Explained For New Users)

About Sutton Bank

sutton bank
  • Sutton Bank
  • PO Box 505
  • Attica, OH  44807-0505
  • Member FDIC

Sutton Bank is a medium-sized, full-service bank from Attica, Ohio that was founded in 1878. It has a handful of brick-and-mortar physical locations but is also available online or via a mobile app. 

The Bank has full availability of products, including savings and checking accounts, money market accounts, credit cards, IRAs, CDs, and mortgages. 

Sutton Bank is also the card issuer for Cash App but has also partnered with other fintech companies:

  • Robinhood 
  • Monzo 
  • Brex 
  • Upgrade
  • Marqeta 
  • Ramp 
  • TeamPay

READ NEXT: Cash App Vs. Zelle (A Quick Guide With Table)


The best way to find the Cash App bank name is to look under the Banking tab, for direct deposit, or to have a look directly on the Cash Card, if you need to find the card issuer. 

Generally, its Lincoln Savings Bank that manages direct deposits for Cash App and Sutton Bank that issues the Cash Card.

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Current: The Future of Banking

As a Current mobile banking app affiliate, I earn from qualifying purchases.