How to Use Direct Express Card on Cash App in 2023

can you use your direct express card on cash app

Direct Express card is a convenient way of getting your federal benefits instead of checks or cash. However, the Direct Express card is also a prepaid debit card. Does that change the way you can use it, especially with financial apps such as Cash App?

You can use your Direct Express card to send money to Cash App. However, because it’s a prepaid debit card, you probably won’t be able to do vice versa. Cash App supports all major credit and debit cards and even most prepaid cards, such as Direct Express.

Keep on reading to find out how to link Direct Express to your Cash App account and avail of all the benefits that digital banking apps bring to the table.  

How to Link Direct Express Card to Cash App Account

In order to use your Direct Express debit card with Cash App, you need to add it to your account. The process takes only a few minutes and if you’ve previously linked a bank account or a card to your Cash App account, the procedure is the same. 

To add a Direct Express card to your Cash App:

  1. Tap the Profile Icon on your Cash App home screen
  2. Select Linked Banks/Accounts or Add Bank
  3. Tap Link Debit Card 
  4. Enter the card number
  5. Add the expiration date
  6. Add the CVV number
  7. Enter your ZIP number

After you have entered all the details, you will be presented with a checkmark if all went well.

READ ALSO: Can You Transfer Money From Gift Card to Cash App? (Solution)

How to Enable Direct Deposit 

If you’re already receiving your federal benefits electronically via Direct Express card or some other way, you can skip this step altogether by enabling direct deposit and having your benefits make their way directly to the Cash App Card. 

You can receive up to $25,000 per direct deposit on your Cash Card. You need to have one first and have it activated. 

How to Order a Cash Card

Skip this step if you already have one. If you don’t, Cash Card is a debit card that’s directly connected to your Cash App balance. It can be used online and in-store, i.e., anywhere where Visa is accepted.

To order your Cash Card:

  1. Tap the Cash Card tab on your Cash App home screen
  2. Tap Get Cash Card
  3. Tap Continue
  4. Follow the prompts

You can use your Cash Card as soon as you order it. Simply add it to Apple Pay or Google Pay, or by using the card details found in the Cash Card tab. 

How to Activate Cash Card

Once the card arrives, you’ll need to activate it using the QR code:

  1. Tap the Cash Card tab on your Cash App home screen
  2. Tap the Cash Card icon
  3. Tap Activate Cash Card
  4. Tap OK when Cash App requests consent to use your camera
  5. Scan the QR code

In the case you no longer have the QR Code:

  1. Tap the Cash Card tab on the Cash App home screen
  2. Tap the Cash Card icon
  3. Tap Activate Cash Card
  4. Tap Use CVV Instead
  5. Enter the CVV code and expiration date of your Cash Card

READ ALSO: 6 Possible Reasons Why Cash App Transfer Failed (How to Fix)

How to Enable Cash App Direct Deposit 

how to enable cash app card direct deposit

Now that we have ordered and activated the Cash Card, we can enable direct deposit to get our benefits directly to the app. 

When we activate the Cash Card, we can immediately see our new account and routing numbers. We will need those to do the direct debit. 

Direct deposit is a straightforward and secure way of getting the benefits directly to our Cash App account. If you want to get your payments this way, you must have the following information when you’re applying:

  • Social Security number
  • Financial institution’s routing transit number
  • Account type (checking or savings)
  • Account number

To use your Cash App account and routing number:

  1. Tap the Banking tab on the Cash App home screen
  2. Tap the routing and account number below the balance
  3. Copy your account and routing numbers
  4. Provide the account and routing number during direct deposit setup

To get a direct deposit form:

  1. Tap the Banking tab on the Cash App home screen
  2. Tap Direct Deposit
  3. Select Get Direct Deposit Form
  4. Fill out the information, the amount, and your signature
  5. Select Email Form and enter the recipient address before tapping send

If you’re receiving benefits by check, you can also call Go Direct at 1-800-333-1795 (English) and 1-800-333-1792 (Spanish) to sign up for the direct deposit. 

READ NEXT: How to Receive Money On Cash App Without a Card (Solution)


SSA offers many automated services by telephone, 24 hours a day, 7 days a week. Make a toll-free call at 1-800-772-1213 or at our TTY number, 1-800-325-0778, if you’re deaf or hard of hearing.

Otherwise, you can visit to apply for benefits, find information, or sign up for direct debit. 

How Long do Direct Deposits Take?

Direct deposits are available in the Cash App and card as soon as they’re received. That can be up to two days earlier than many traditional banks. 

The timing can vary depending on when they are submitted. Funds are typically available in 1-5 business days after being sent.

If it’s been more than 5 days and still no deposit, you should contact Cash App first.

READ NEXT: 5 Ways To Put Money On Cash App Card (Quick Guide)


As we showed you, it’s easy to use Direct Express Card with Cash App. All you have to do is link the two cards together and you can transfer money from DE to the Cash App.

Although Direct Express Card is an okay debit card, you can get your benefits directly to Cash App if you so desire. All you have to do is enable direct deposit using Cash App’s account and routing numbers.

To do that, you have to have an activated Cash Card.  

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